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Credit Repair — Being Financially Literate Makes a Lot of Cents!
  • 16 Illegal Creditor Actions: Deceptive or misleading means used to collect a debt
  • A Good Consumer Report is Not Only Smart, But Esssential For Most Consumers
  • A Summary of Your "Credit and Your Consumer Rights"
  • A Summary of Your Rights under the "Fair Credit Reporting Act"
  • A Summary of Your Rights under "Fair Debt Collection Practices Act"
  • A Summary of Your Rights under the "Fair Credit Billing Act"
  • A Summary of Your Rights under the "Equal Credit Opportunity Act"
  • About Credit Bureaus
  • About Creditors
  • About Dun & Bradstreet
  • About Equifax
  • About Experian
  • About Identity Theft
  • About TransUnion
  • Accounts Payable: What You Owe
  • Answers To Common Credit Repair Questions
  • Answers to Common Questions about Consumer Reporting Agencies
  • Applying for a Loan? Start by Ordering Your Credit Report
  • Avoiding Credit and Charge Card Fraud
  • Bad Checks: Bad News for Your Check Record
  • Call the Credit Bureaus to Limit Unsolicited Offers
  • Charge-offs: How it Relates to Consumers and Steps to Prevent it
  • Collateral (Securing a Debt Obligation)
  • Collection Agencies
  • Consequences of an Adverse Credit History
  • Consumer Handbook to Credit Protection Laws
  • Credit Matters – A Primer on Credit Card Use
  • Credit Repair Primer
  • Can Bad Credit be Deleted from a Credit Report?
  • Can Consumers Fight Back Against Credit Fraud?
  • Can Credit Repair Companies Be Trusted?
  • Common Myths of Credit Repair
  • Complete Text of U.S. Code Relating to the "Fair Credit Reporting Act"
  • Complete Text of U.S. Code Relating to the "Federal Debt Collection Practices Act"
  • Complete Text of U.S. Code Relating to "Credit Repair Organizations"
  • Complete Text of U.S. Code Relating to "Restrictions on Garnishment"
  • Complete Text of U.S. Code Relating to "Equal Credit Opportunity"
  • Credit Fixing: Correcting Consumer Credit Information
  • Credit History 101: The ABCs of Credit Reports and Credit Scores
  • Credit Repair Scams: Don't Become a Victim!
  • Credit Repair: The Law is on Your Side
  • Credit Risk versus Creditworthiness
  • Default: Failing To Meet Your Legal Obligations
  • Defend: Recover From Identity Thief
  • Do Credit Inquiries Affect Your Credit Score?
  • Does Credit Repair Really Work?
  • Don't Fall for Credit-Related Scams
  • Equifax Credit Watch With Indentity Theft Protection
  • Excerpt from Give Yourself Credit: Creditor Direct Strategies
  • Facts About Credit Scores
  • Fair and Accurate Credit Transactions Act
  • Federal Laws Protecting You and Your Credit Files
  • Fight Back Against Identity Theft and Credit Fraud
  • File Segregation: A New Credit Repair Scam
  • Five Reasons to Check Your Credit Report Regularly
  • Five Quick Steps to a Better Credit Score
  • Getting Credit When You're Over 62
  • Guard Against Identity Theft
  • How and Where to Obtain Your Credit Report
  • How Bad Credit Affects You
  • How Credit Rating is Determined
  • How Important is Your Credit Report When Applying for Credit?
  • How to Build a Credit History and Establish Credit
  • How to Dispute Credit Report Errors
  • How to Get a FREE Copy of Your Credit Report
  • Insolvency: What It Means To Be Insolvent
  • Legal Credit Repair Methods
  • Lexington Law: The Most Trusted Credit Report Repair Firm in America
  • Lexington Law Credit Insider
  • Lien (Non-Possessory Security Interests)
  • Liquidation (Winding-up or Dissolution)
  • Monitoring Your Credit Report To Help Guard Against ID Theft
  • Mortgage Preparation Tips
  • Myths About Credit Reporting Agencies
  • Negotiating with Creditors to Save Your Credit
  • Rampant Myths About Credit Reporting Agencies
  • Repairing Credit Yourself
  • Review Your Equifax Credit Report and Credt Score
  • Sample Credit Report Dispute Letter
  • Seasoned Trade Line: Piggybacking
  • Security Interest (Property Interest Created by Agreement)
  • Simple Mistakes That Can Lower Your Credit Score...and Cost You Money
  • ¡Tecleo aquí para un informe de crédito gratis en
  • The Accurate Credit Transactions Act Provides for an Annual Credit Report
  • The Affect of Enrollment in a Debt Management Program on your Credit Report
  • The Credit Practices Rule ... Fast facts!
  • The Fair Credit Reporting Act (FCRA)
  • Top 5 Credit Misconceptions
  • Understanding Your Credit Score
  • Using Plastic: A Young Adult's Guide to Credit Cards
  • What is a Credit Report?
  • What is a Credit Score?
  • What is Contained in the Typical Credit Report
  • What is Identity Fraud?
  • What is "Pretexting"? What does it have to do with identity theft
  • What is the Price of Having Bad Credit? Learn What Bad Credit Can Cost You!
  • Which Reflects Better on a Credit Report, Debt Management or Debt Settlement?
  • Why You Should Check Your Credit Report
  • Why Has My Credit Application Been Rejected?
  • Write-Off: Uncollectable Debt
  • Your Credit Record: A Report Card on Your Personal Finances
  • Your Credit Score: FICO. Beacon, Empirica, Fair Isaac
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    Note: The Center For Debt Management suggest you Monitor Your Credit Report.
    For credit repair services, Lexington Law Firm is the most trusted law firm in America.

    Got Debt?   Settle Your Debt For Less.   Go to Debt Settlement Services

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    The Center For Debt Management™

    Helping Consumers Save Money and Reduce Debt Is Our Only Business!™

    We invite you to explore the sectors listed below. We promise that you'll find exceptional values, offers and resources in which to reduce your living expenses and to enjoy life!


    Debt Management and Financial Services! The Internet's oldest and most comprehensive debt management agency! Resources for debt management, consumer credit counseling, debt consolidation, debt reduction settlements, legal aid, financial aid, loans and financing, credit repair, credit reports, insurance quotes, income sources, tax assistance, and more.

    Established in 1989 and serving the online community since 1992!


    This site was created and designed by Daniel A. Gelinas
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