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Note: For more information and resources on this subject, go to Credit and Financing.
The Credit Card Center and Financial Resource Center may also be of interest to you.

Need to Refinance or Find a Great Home Loan? Go to  The Mortgage Center

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Financing Issues — Being Financially Literate Makes a Lot of Cents!
  • A Consumer Guide to Interest Rates: Definition
  • A Consumer Guide to Interest Rates: The Level of Interest Rates
  • A Consumer Guide to Interest Rates: Different Interest Rates
  • A Consumer Guide to Interest Rates: Mortgage Rates
  • A Consumer Guide to Interest Rates: The Fed's Role
  • A Consumer Guide to Interest Rates: Interest Rates and The Economy
  • A Consumer Guide to Interest Rates: Interest Calculations
  • A Consumer’s Guide to the Expanding Uses of ATM Cards
  • A Summary of Your "Credit and Your Consumer Rights"
  • A Summary of Your Rights under the "Equal Credit Opportunity Act"
  • A Summary of Your Rights under the "Fair Credit Billing Act"
  • Advance-Fee Loan Scams: Easy  Cash Offers Teach Hard Lessons
  • Auto Loans: Take Control of the Financing Before You Take Control of the Wheel
  • Avoiding Credit and Charge Card Fraud
  • Borrower Beware: How to Avoid Fraudulent or Deceptive Deals
  • Buying, Giving, and Using Gift Cards
  • Buying Your Home: Settlement Costs and Helpful Information
  • Cancellation of Private Mortgage Insurance: Federal Law May Save You Hundreds
  • Charge-offs: How It Relates to Consumers and Steps to Prevent It
  • Choosing A Credit Card: The Deal is in the Disclosures
  • Choosing and Using Credit Cards
  • Comparison Shopping For Credit: Shop – The Card You Pick Can Save You Money
  • Complete Text of U.S. Code Relating to "Consumer Credit Cost Disclosure"
  • Complete Text of U.S. Code Relating to "Equal Credit Opportunity"
  • Complete Text of U.S. Code Relating to "Title 12   –  Banks and Banking"
  • Consumer Handbook on Adjustable-Rate Mortgages
  • Consumer Handbook to Credit Protection Laws
  • Credit, ATM and Debit Cards: What to do if They're Lost or Stolen
  • Credit and Divorce
  • Credit Card Blocking
  • Credit & Charge Cards: What You Should Know about the Cost & Terms of Credit
  • Credit Card Loss Protection Offers: They're the Real Steal
  • Credit Insurance: Is It for You?
  • Credit Matters – A Primer on Credit Card Use
  • Credit Scoring
  • Deceptive Mortgage Ads: What They Say; What They Leave Out
  • Debt Consolidation ... Do You Know the Facts?
  • Description of Various Business Loans, Requirements and Who Should Apply
  • Easy Credit? Not So Fast: The Truth About Advance-Fee Loan Scams
  • Financing a Small Business: Saving Money to Help Your Company Grow
  • Foreclosure Rescue Scams: Potential Stress for Homeowners in Distress
  • Getting Credit When You’re Over 62
  • Gold and Platinum Cards
  • Guidelines for Payday Lending
  • Home Mortgages: Understanding the Process and Your Right to Fair Lending
  • Home Loans: How to Keep Costs from Going Through the Roof
  • How Important is Your Credit Report when Applying for Credit?
  • How to Build a Credit History and Establish Credit
  • How to Buy a Home with a Low Down Payment
  • How to Manage Your Mortgage If Your Lender Closes or Files for Bankruptcy
  • HUD-Rehab a Home with HUD's 203(k)
  • Looking for the Best Mortgage: Shop, Compare, Negotiate!
  • Lost or Stolen Credit and ATM Cards
  • Mortgage Payments Sending You Reeling? Here s What to Do
  • Mortgage Servicing: Making Sure Your Payments Count
  • Need a Loan? Think Twice About Using Your Home as Collateral
  • Need Credit? Check Out our Financial Resource Center!
  • Private Mortgage Insurance (PMI) — New Law Requires Lenders to Cancel PMI
  • Paying for College ... the Smart Way
  • Putting Your Home on the Loan Line is a Risky Business
  • Reverse Mortgages: Cashing In On Home Ownership
  • Reverse Mortgages: Get the Facts Before Cashing in on Your Home's Equity
  • Secured Credit Card Marketing Scams
  • Shopping for a Home Equity Loan?
  • Shopping For a Mortgage? Your Application May Trigger Competing Offers
  • Student Loans: Avoiding Deceptive Offers
  • Taking Charge of Your Credit Cards
  • Taking Stock: Getting Your Fiscal Act Together
  • Tips for Safe Banking Over the Internet
  • The Credit Practices Rule ... Fast facts!
  • Time and Time Again: Buying and Selling Timeshares and Vacation Plans
  • Truth in Leasing
  • Using Plastic: A Young Adult’s Guide to Credit Cards
  • Understanding Vehicle Financing
  • When You Need Money Fast: Sources of Affordable Cash
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    Note: For more information and resources on this subject, go to Credit and Financing.
    The Credit Card Center and Financial Resource Center may also be of interest to you.

    Need to Refinance or Find a Great Home Loan? Go to  The Mortgage Center

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