"I have plenty of time to think about that later."

"If I had only known that years ago."

"What will my life be like when I retire? Where will the money come from?"

"I live from paycheck to paycheck. I’d invest if I had the money."

"I’ll marry someone with money."

"I’ll work till I drop dead."

"My kids will take care of me."

"I don’t know how to save or to invest."

"Won’t I lose money? Isn’t investing risky?"

Imagine what you could accomplish if you had these thoughts running through your head instead:

"I know that I will have a far better chance of having more money in the future if I start setting goals and planning now."

"I can start small and watch my money grow. After all, even the tallest tree starts growing from a seed I can hold in the palm of my hand."

So, let’s get started. By the end of this article, you’ll be on your way to reaching your financial goals.