The Center For Debt Management
The Center For Debt Management ... Always open 24 / 7

Deep In Debt?   Get Relief!   For Professional Help, Go to Credit Counseling Services
Debt Consolidation may also be of interest when looking for ways to consolidate your debt.

Got Debt?   Settle Your Debt For Less.   Go to Debt Settlement Services



Library For Money Management

Directory of our Bookshelves
  • Automobile Issues
  • Banking Issues
  • Bankruptcy
  • Consumer Reporting Agencies
  • Credit and Creditor Issues
  • Credit Card and Financing Issues
  • Credit Repair
  • Debt Consolidation
  • Financial Planning and Investing
  • Home Financing and Housing Issues
  • Income and Employment Issues
  • Insurance Issues
  • Money Management and Cutting Expenses
  • Scams and Fraudulent Practices
  • Social Security and Retirement Issues
  • Telephone and Telemarketing Issues
  • Travel and Vacation Issues
  • Warranties, Service Plans and Disputes

  • Reference Desk
  • Calculators and Analytical Resources
  • Dictionaries and Encyclopedias
  • Financial Aid Resources
  • Financial Forums & Mailing Lists
  • Financial Law and United States Code
  • Financial Magazines & Publications

  • Federal Government Agencies
  • Consumer Information Center
  • Department of Education
  • Department of Health/Human Services
  • Department of the Treasury
  • U.S. Federal Government Agencies
  • Federal Trade Commission
  • Internal Revenue Service
  • Library of Congress
  • Securities & Exchange Commission
  • Social Security Administration

  • Library Articles

    A Consumer’s Guide To Mortgage Lock-Ins
    A Consumer’s Guide To the Expanding Uses of ATM Cards
    A Desktop Guide To SSI Eligibility Requirements
    A Guide to Disability Rights Laws
    A Roadmap to Start Your Journey to Financial Security through Saving & Investing
    A Summary of Your "Credit and Your Consumer Rights"
    A Summary of Your Rights under the "Equal Credit Opportunity Act"
    A Summary of Your Rights under the "Fair Credit Billing Act"
    A Summary of Your Rights under the "Fair Credit Reporting Act"
    A Summary of Your Rights under "Fair Debt Collection Practices Act"
    Account Liquidation Calculator —Calculates Length of Term and Interest Paid
    Answers to Common Questions about Consumer Reporting Agencies
    Are You A Target Of...Telemarketing Scams?
    Auction Guides: Not So Hot Properties
    Automatic Debit Scams
    Auto Service Contracts
    Avoiding Credit and Charge Card Fraud
    Border-Line Scams Are The Real Thing
    Buying A New Car
    Buying Time: The Facts About Pre-Paid Phone Cards
    Buying Your Home: Settlement Costs and Helpful Information
    Car Ads: Reading Between the Lines
    Car Financing Scams
    Charge-offs: How It Relates to Consumers and Steps to Prevent It
    Choosing a Career or Vocational School
    Choosing and Using Credit Cards
    Cold Calling: An Investor's Alert
    Comparison Shopping For Credit: Shop – The Card You Pick Can Save You Money
    Complete Text of U.S. Code Relating to "Credit Repair Organizations"
    Complete Text of U.S. Code Relating to "Equal Credit Opportunity"
    Complete Text of U.S. Code Relating to the "Fair Credit Reporting Act"
    Complete Text of U.S. Code Relating to the "Federal Debt Collection Practices Act"
    Complete text of U.S. Code In It's Entirety Arranged by TITLE
    Complete Text of U.S. Code Relating to "Restrictions on Garnishment"
    Complete Text of U.S. Code Relating to "Title 11   –   Bankruptcy"
    Complete Text of U.S. Code Relating to "Title 12   –  Banks and Banking"
    Complete Text of U.S. Code Relating to "Title 26   –  Internal Revenue Code"
    Copyright Basics
    Cosigning a Loan
    Consumer Alert! Advertisements Promising Debt Relief May Be Offering Bankruptcy
    Consumer Handbook to Credit Protection Laws
    Consumer Quiz
    Cramming: Mystery Phone Charges
    Credit and Divorce
    Credit and Older Americans
    Credit Billing Errors
    Credit Card and Financing Resources
    Credit Card Blocking
    Credit Card Calculator — Calculates Affect of Just Making Minimum Payments
    Credit Matters – A Primer on Credit Card Use
    Credit Repair Primer
    Credit Repair Scams: Don’t Become a Victim!
    Credit Scoring
    Debt Consolidation ... Do You Know the Facts?
    Debt Consolidation through Debt Management Program
    Debt Management or Debt Settlement: Which Alternative is Right For You!
    Description of Various Business Loans, Requirements and Who Should Apply
    Disaster Strikes—Am I Covered?
    Easy Credit? Not So Fast: The Truth about Advance-Fee Loan Scams
    Electronic Banking
    Energy Guide to Home Heating and Cooling
    Energy Guide to Major Home Appliances
    Energy Savers: Tips on Saving Energy & Money at Home!
    Enroll in a FREE Service and Save Thousands of Dollars on Your Home Mortgage
    Equal Credit Opportunity
    Establishing a Trust Fund
    Fair Credit Billing
    Facts About Federal Credit Unions
    Facts about Warranties
    Family Budget Software
    Federal and Postal Job Scams: Tip-offs to Rip-offs
    Fight Back Against Identity Theft and Credit Fraud
    File Segregation: A New Credit Repair Scam
    Financing Resources
    FTC Names Its Dirty Dozen: 12 Scams Most Likely To Arrive Via Bulk Email
    FREE Budget Programs - Download within minutes!
    Funds for Handyman-Specials and Fixer-Uppers
    Gas-Saving Products
    Getting a Loan: Your Home as Security
    Getting Credit When You’re Over 62
    Glossary of Financing and Credit Terms
    Glossary of Mortgage and Real Estate Terms
    Gold and Platinum Cards: Consumer Alert!
    Guide To Single Family Home Mortgage Insurance
    Handbook On Child Support Enforcement
    Help Wanted...Finding A Job
    High-Rate, High-Fee Loans: Section 32 Mortgages
    Home Buyer’s Vocabulary
    Home Buying Guide
    Home Equity Credit Lines
    Home Equity Loans: The Three-Day Cancellation Rule
    Home Equity Scams: Borrowers Beware!
    Home Financing Primer
    Home Sweet Home Improvement
    Homeowner's Glossary Of Building Terms
    How And Where To Obtain Your Credit Report
    How Important Is Your Credit Report When Applying For Credit?
    How To Build A Credit History And Establish Credit
    How To Buy A Home With A Low Down Payment
    How to Dispute Credit Report Errors
    How to Get A FREE Copy of Your Credit Report
    How To Get A Great Deal On A New Car
    How To Right A Wrong
    How To Survive Interview Day
    How You Earn Social Security Credits
    How Your Retirement Benefit Is Figured
    HUD-Rehab A Home with HUD's 203(k)
    I Bonds Investor's Guide
    Identity Crisis... What to Do If Your Identity is Stolen
    International Lottery Scams
    International Telephone Number Scams
    Interview with Internet Marketing Success Story: Corey Rudi
    Invest Wisely — Advice From Your Securities Industry Regulators
    Invest Wisely: Mutual Funds
    It’s Your Call: Shopping In The New Telecommunications Marketplace
    Layaway Purchase Plans
    Lights! Camera! Rip-Off! How to Tell When a Scam is Born
    Look Before You Lease
    Looking for the Best Mortgage: Shop, Compare, Negotiate!
    Lost or Stolen Credit and ATM Cards
    Making Sense of Savings
    Making Your Home Safe from Fire and Carbon Monoxide
    Managing Your Debts: How to regain financial health
    Medicare
    Medicare & You!
    Medicare Savings for Qualified Beneficiaries
    Mortgage Discrimination
    Mortgage Insurance – How to Buy a Home with a Low Down Payment
    Mortgage Servicing
    Mortgage, Home Equity Loans and Refinancing Resources
    Multilevel Marketing Plans
    Need Credit? Check Out our Financial Resource Center!
    Net-Based Business Opportunities: Are Some Flop-portunities?
    Nine Ways to Lower Your Auto Insurance Costs
    Online Investment Opportunities: 'Net Profit or 'Net Gloss?
    Penny Wise or Pump Fuelish?
    Personal Budget Software
    Personal Bankruptcy ... A Brief Description
    Planning for Financial Independence in Later Life
    Planning Your Estate
    Putting Cold Calls on Ice
    Questions You Should Ask About Your Investments
    Refinancing Your Home
    Relief for Joint Aches: As Easy as 1-2-3
    Reloading Scams: Double Trouble for Consumers
    Renting A Car
    Resolving Consumer Disputes Through Mediation and Arbitration
    Retirement Benefits
    Reverse Mortgages
    Sample Complaint Letter
    Scams and Fraudulent Practices
    Second Mortgage Financing
    Secured Credit Card Marketing Scams
    Service Contracts
    Shopping by Phone or Mail
    Social Security and Today’s Woman
    Social Security: “A Snapshot”
    Social Security Update 1998
    Social Security — If You're Self-Employed
    Small Claims Court
    State, County and City Government Consumer Protection Offices
    Straight Talk About Telemarketing
    Supplemental Security Income
    Taking the Scare Out of Auto Repair
    ¡Tecleo aquí para un informe de crédito gratis en
    Telemarketing Recovery Scams
    Telemarketing Travel Fraud
    Timeshare Resales
    Timeshare Tips
    Toll Free Telephone Number Scams
    Top 10 Lines From Fraudulent Investment Promoters
    Top Ten Ways to Beat the Clock and Prepare for Retirement
    The Affect of Enrollment in a Debt Management Program on your Credit Report
    The Cooling-Off Rule
    The Credit Practices Rule — Fast fasts!
    The Mortgage Manager: Calculates your savings by making biweekly payments
    The Savings Bonds Question and Answer Book
    Traveler’s Advisory
    Truth in Leasing
    Twelve Ways to Lower Your Homeowner Insurance Costs
    Using Ads to Shop for Home Financing
    Using Plastic: A Young Adult s Guide to Credit Cards
    Understanding Your Credit Score
    Utility Credit
    U.S. Savings Bonds Investor Information
    Vehicle Repossession
    Visit Credit Repair Basics for More Information
    Visit Review Your Credit Report for More Information!
    Warranties
    Wealth-Building Scams
    What Is Contained in the Typical Credit Report
    What You Should Know About Buying Life Insurance
    What You Should Know About Financial Planning
    Which Reflects Better on a Credit Report, Debt Management or Debt Settlement?
    Women and Credit Histories
    Work-at-Home Schemes
    Your Right to Federal Records through the Freedom of Information Act & Privacy Act
    66 Ways to Save Money
    100 Q&A About Buying a New Home!
    900 Numbers: FTC Rule Helps Consumers

    Glossary of Financial and Real Estate Terms

    Index of Terms  |  Complete Listing of Terms

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    Getting Cash Has Never Been Easier!   For Information, Go to Credit and Financing
    The Credit Card Center and Financial Resource Center may also be of interest to you.

    Need to Refinance or Find a Great Home Loan?   Go to  The Mortgage Center

    Click Below To Check Out More Financial Resources
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    The Center For Debt Management™

    Helping Consumers Save Money and Reduce Debt Is Our Only Business!™

    We invite you to explore the sectors listed below. We promise that you'll find exceptional values, offers and resources in which to reduce your living expenses and to enjoy life!


    Debt Management and Financial Services! The Internet's oldest and most comprehensive debt management agency! Resources for debt management, consumer credit counseling, debt consolidation, debt reduction settlements, legal aid, financial aid, loans and financing, credit repair, credit reports, insurance quotes, income sources, tax assistance, and more.

    Established in 1989 and serving the online community since 1992!


    This site was created and designed by Daniel A. Gelinas
    Disclaimer and Privacy Policy      © Copyright  2007 "The Center For Debt Management"      Contact Us
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